How Much Insurance do I need?

That’s a great question to ask.  As a guide, you should have enough to pay off all of your current debt plus enough to replace your income for 5-10 years.  One of Apex Financial Group agents would be happy to help you calculate what amount of coverage you really need and how much coverage would be affordable.

Should I shop Around for Coverage?

Absolutely!  At Apex Financial Group we are an independent brokerage, which means we have access to the insurance industry’s top companies.  We can provide you with quotes from multiple companies to find you the best coverage for the best price.

I have Life Insurance through Work. Do I really need more?

In most cases it is a great idea to take full advantage of life insurance provided by your employer.  These rates are usually discounted because the coverage is purchased as a group.  Most financial advisors will recommend that you also own your own policy outside of work.   This way you’re coverage if you change jobs or retire.  We can design a custom plan that will work along with the insurance you already have through your employer.

Is there anything I can do with an underperforing 401K?

Yes.  In most cases, an Apex Financial Group advisor can assist you in placing your retirement funds in a safe retirement plan that will earn a solid return while protecting you from huge loses in the market.

I have health problems. Can I still get insurance?

While it is true that having preexisting health problems can make it difficult to get coverage, Apex Financial Group agents have access to a vast portfolio of companies and products that allow them to provide some level of coverage to everyone, no matter what health conditions may exist.

About us

Apex Financial Group LLC. is a partnership of agents and agency builders. Founded in 2017 by industry veteran Ken Reeves. Aprex Financial Group agents nationwide provide their clients with the best life insurance, health, disability long-term care and annuity products on the market today.

Career Change or Part Time Job?

Apex Financial Group is currently looking for hardworking sales people to join our team.  If you would like more information about a career with Apex Financial Group, please contact us at

Need Help?

Your AFG agent will be happy to provide you with more information on any of the insurance products we offer.  You may also fill out the above request form.  Be sure to include your agent's name so we may forward your request to them.

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